Insurance adjusters work for insurance companies.

Insurance adjusters work for the insurance company.

We work for you.

When damage appears in a home, the hardest question is often not “what happened” — but “what do I do next?”

Is it a construction defect?  
A maintenance issue?  
A covered insurance loss?  
Or something in between?

Filing a claim too early — or without proper documentation — can create problems that are difficult to undo.

The Construction Forensics Group provides independent evaluation and forensic documentation so you can understand the cause of damage before a claim is filed — or strengthen a claim already in progress.

We assist homeowners dealing with:

• Property damage involving construction-related issues  

• Water intrusion, roofing, and building envelope failures  

• Disputed or denied insurance claims  

• Damage that may involve both construction defects and insurance coverage  

• Claims where cause, scope, or timing is being questioned  

If you are unsure whether damage should be reported — that is exactly when we can help.

Homeowners often contact us when:

• They are unsure whether damage should be reported  

• An insurer has requested documentation they don’t understand  

• A claim is delayed, minimized, or denied  

• New damage is questioned because it was “not reported initially”  

Insurance carriers evaluate not only damage — but how and when it is reported.

Our role is to help ensure:

• All relevant damage is identified early  

• The cause of damage is accurately defined  

• Documentation aligns with policy language and construction reality  

• You are not unintentionally undermining your own claim  

In many cases, the right answer is not to file a claim — at least not yet.

Insurance carriers view:

• Delayed reporting
• Changing damage descriptions
• Added damages later in the process

as potential red flags.

Early forensic involvement allows damage to be:

• Documented comprehensively
• Tied to construction conditions or events
• Evaluated before repairs or modifications occur

This protects homeowners from unnecessary claim complications and long-term exposure.

Homeowners in newer homes are often unsure whether issues fall under:

• Builder warranties
• Subcontractor responsibility
• Contractor insurance
• Or homeowner insurance

These pathways are not interchangeable, and choosing the wrong one too early can limit options later.

The Construction Forensics Group helps homeowners:

• Understand which pathway may apply
• Document defects before warranty deadlines expire
• Avoid premature claims or repairs that complicate coverage

Early clarification is especially important in developer-built and production homes.

The Construction Forensics Group also supports:

• Attorneys handling construction defect or coverage disputes
• Insurance professionals requiring independent forensic analysis
• Adjusters needing technical clarification of construction conditions

Our work is:

• Independent and conflict-free
• Grounded in code, standards, and documentation
• Written to withstand scrutiny
• Suitable for claim files, mediation, or litigation

We do not advocate — we analyze and document.

• Before filing an insurance claim
• When damage is questioned or minimized
• When additional damages are disputed
• When expert documentation is required

If you are unsure whether forensic support is appropriate, that uncertainty alone is a reason to start with a conversation.

The Construction Forensics Group is based in Idaho and works with homeowners, attorneys, and professionals across the United States.

Many of our cases involve remote consultation, document review, and strategic guidance, allowing us to assist clients regardless of location.

For site-specific investigations, we work on a case-by-case basis depending on the scope, complexity, and needs of the project.  We have experts in every state!

If you’re unsure whether we can help in your area, the best place to start is a conversation.

If you are dealing with damage, uncertainty, or a complicated claim, the most important step is understanding what is actually happening.